BANCIBO  strives to anticipate the needs of our clients and through the years we have developed the highly customizable BANCIBO Closed Loop Card System for large companies. Large companies often have complex accounting needs and BANCIBO is here to take some of the complexity out of managing multiple divisions and/or locations.

The Closed Loop Card System allows complex organizations (hotels, resorts, casinos) to utilize one centralized processing system that connects to all divisions and/or locations within the organization.

Having a secure centralized system that connects all divisions and locations allows for easy accounting and peak efficiency.

The possibilities are endless and this BANCIBO offering can be tailored to meet the needs of your organization. See our GastroCard product.

BANCIBO Features​

  • Centralized Processing System

  • Connects Multiple Divisions and Locations

  • Easy Accounting

  • Highly Secure

  • BANCIBO Customizable Packages

  • Prepaid Card Capabilities



BANCIBO  strives to find the perfect payment solution for your business. In order to provide our clients with the flexibility they need, BANCIBO offers reloadable, non-reloadable, & virtual card programs.

These card issuing programs allow businesses to automatically pay partners around the world with a single wire transfer while avoiding the delays and heavy surcharges associated with more traditional methods.

​Did you know that a card issuing program can be used for payroll? BANCIBO provides payroll cards for businesses and their employees. Employees can get cash from debit machines, use the card for purchases, and pay bills.


Does your business need card issuing?​

  • Many companies can benefit from BANCIBO’s card issuing program including:

  • Businesses with regular global payment needs

  • Affiliate programs

  • Loyalty programs

  • Payment providers

  • CPN

  • And more!

  • Virtual payment card programs



Merchant Accounts for Traditional Businesses

BANCIBO offers payment solutions and products that help businesses to grow and maximize their profitability. Our merchant accounts allow your business to accept all major credit cards and debit cards, all with easy and fast setup.

BANCIBO – Integrated POS Terminals

BANCIBO is an integrated point of sale terminal for card present transactions. Fully integrated with BANCIBO’s Payment Gateway Software to help provide any type of business with the tools they need to grow their business faster.

The BANCIBO Integrated POS Terminal is an advanced system designed to meet the needs

of your industry. BANCIBO lets your business process sales securely and allows you to efficiently

take care of your accounting needs.

As with all other BANCIBO  products, BANCIBO was created with the client in mind, featuring

PCI compliance and a user-friendly interface.



BANCIBO’s Digital Wallet System can be the answer to your business’ unique accounting needs. Traditional banking often incurs various costly fees, regulatory hurdles, and constant delays for cross border transactions. The BANCIBO Digital Wallet System can help simplify some of your business banking needs by eliminating fees and easing regulatory restrictions all while remaining in full PCI compliance.

The BANCIBO Digital Wallet System allows you to create a wallet for your business and to add sub accounts within that wallet for employees, vendors, suppliers, etc.

With the wallet system, you can transfer money to and from associated accounts and cash

accounts out via a bank wire transfer.

Additionally, because BANCIBO is all about customization, you can also issue payment cards tied

to the wallet account which can be used at any ATM where Visa and MasterCard are accepted.

BANCIBO’s Digital Wallet System is your wallet, your way!

Fully functional E-wallet IBAN account Connection of multiple payment methods with the bank

account: QR and NFC payments International and National wire transfers Automatic Invoicing

financial service and lending Prepaid services, Rewards services, just upload any reward

card E-tickets etc.



The BANCIBO Payment Gateway Software is the crown jewel of the BANCIBO product lineup. While other payment gateways will help you to process transactions, the BANCIBO Payment Gateway software comes equipped with advanced fraud protection to safeguard your business. The BANCIBO Payment Gateway was designed with the client in mind and is both highly secure and easy to use. Additionally, our gateway and API is completely PCI DDS Level 1 compliant.

​The BANCIBO Payment Gateway provides debit and credit card processing, debit cards, E-Check, Check-21, chargeback management, and more for the unique needs of our clients

BANCIBO  Payment Gateway Features​

  • PCI DDS Level 1 Compliant

  • Advanced Fraud Protection Technology

  • User Friendly Gateway Interface

  • Extensive Accounting Options

  • No Yearly Contracts

  • Seamless Integration with Other BANCIBO Products



Need to process payments on the go? Don’t want to be tied down by a traditional payment processing unit? BANCIBO  has the answer for you.

Introducing BANCIBO, the innovative BANCIBO solution for your business’ mobile processing needs. If you have a business that needs fluidity and mobility, then mobile processing might be the right answer for you.

BANCIBO features high security two-factor authentication and PCI compliance.

BANCIBO Features​

  • Accept Payment Cards Anywhere Wirelessly

  • Works with iOS and Android Devices

  • Swipe, Chip Reader, and Tap Capability

  • Easy Portability

  • Highly Secure Two-Factor Authentication

  • PCI Compliant



In keeping with BANCIBO’s goal of bringing clients innovative and cutting edge technology, our software architects have designed BANCIBO specifically for money transfer service businesses.

BANCIBO is a well-trusted secure system for remittance that has compliance (KYC, AML, regulatory reporting) fully integrated into the software.

At BANCIBO, we think globally and our software is no different, BANCIBO was created for

money transfer businesses to easily send and receive cross border payments.

Our money transfer agent software can also be white labeled for banks or other financial

institutions. BANCIBO provides security and compliance to our clients and their customers.

BANCIBO Features

  • Highly Customizable Data Management

  • Integrated Compliance (KYC, AML, Regulatory Reporting)

  • Multi-Currency

  • WhiteLabel Option



PAY ID ends your worries with multiple passwords and signups and get your favorite services with a single account.

Easy set up Pay ID - get started and enjoy the benefits in just a few moments.

Data under control - you control which data with Pay ID are provided by different service providers.

There's no risk of getting data from you that you don't even need.



Open Smart Multifunction Chip for Global Smart Cities Keychain is a modern card multifunctional tool that combines a multitude of chips or wallets Smart Keychain is an innovative approach to the functioning of the city and the lives of its citizens is the first multifunctional keychain for primary school pupils in Europe and the original pilot project

T: +420 277 015 272 |

Vaclavske namesti 48/799 Praha, CZ - 110 00 Czech Republic

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